The private (alternative) loan program is available to assist students in covering the remaining balance due. These non-federal loans are in addition to the student Federal loans already included in the student's financial aid award. The variable interest rate differs with each lender, and accrues from the first date of disbursement. This loan is in the student's name, and often the student needs a credit worthy co-signer in order for the loan to be approved. Generally, repayment begins after students graduate, or drop below 6 credit hours.
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